Have you become a victim of identity theft? While this is not good news, TransUnion can help. Here's how: - First, report the theft to your local law enforcement agency. Give them a list of the items stolen or report any suspicious activity you notice. - Request a copy of the report as you might need it later. - If you think you have been or may be a victim, contact TransUnion. Add an initial, extended, or active duty fraud alert to your credit file. This will advise potential predators to contact you personally before approving any applications made in your name. You only need to make a single request as TransUnion will notify the other two credit reporting agencies. - Another option is to place a security freeze on each of your credit files. This will limit third parties from accessing your reports without your consent. Contact each credit reporting company separately to learn how to meet their requirements. - With a freeze in place, you'll need to do some additional legwork by temporarily lifting each freeze in advance when applying for new credit or entering into a transaction that requires access to your credit history. - In some cases, identification cards such as a driver's license or social security card may have been taken. Contact the state or federal agency and request their replacement. - Notify your credit institutions and banks as soon as possible. Ask your creditors to place a stolen or lost card warning on your report. This will help document the fraud and avoid responsibility for fraudulent debts. - Keep a log of all phone conversations, including names of people you spoke with. - Remember to check your credit report on an ongoing basis. This can help you spot signs of identity theft and fraud. - For more information on how to restore your good...
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Federal identity theft Form: What You Should Know
Identity Theft Fact Sheet — National Center for Missing & Exploited Children Learn more about Identity Theft — Get the Information You'll Need The National Center for Missing & Exploited Children was established by Congress to protect the identities and personal information stolen through identity theft. To learn how you can protect your identity — Get the Information You'll Need. ID Theft Fact Sheet — Federal Trade Commission Learn more about Identity Theft — Get the Information You'll Need. The FTC will make the results of the investigation public. Identity Theft Fact Sheet — California Department of Justice Learn more about Identity Theft — Get the Information You'll Need. Learn more about Identity Theft — Get the Information You'll Need. If these resources can prove helpful, please forward them to your local law enforcement agency. If you suspect identity theft or if you have any questions, please contact us. Your privacy matters to us. Your confidential information will be kept protected to the maximum extent possible. We do not sell or trade your personal information. We do not share your information with any third party. Furthermore, we use a secure server that protects information regarding users' use and security of the website. Furthermore, we will only use your personal information when you have asked us for that information. If you wish to be removed from our mailing list, please e-mail us as described here. If you wish to unsubscribe from the e-mail list, please click here.
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